Raphael Hokey, the Acting Deputy Executive Secretary for operations at the Lands Commission, has urged prospective land buyers to conduct thorough due diligence before purchasing property. This critical advice, issued on August 11, 2026, aims to protect buyers from potential fraud, competing ownership claims, and costly legal disputes in Ghana's real estate market.
Mr. Hokey stressed that buyers must take all necessary steps to verify the ownership and legal status of a property before making any financial commitment. He highlighted that land transactions, unlike purchasing everyday goods, represent a significant long-term investment. Neglecting proper checks can lead to severe financial and legal repercussions for buyers.
This caution comes amidst ongoing challenges in Ghana's land administration system, which often features a complex mix of customary and statutory ownership. The prevalence of customary land ownership means multiple individuals or families may sometimes lay claim to the same parcel of land. This complexity makes due diligence even more crucial for buyers to secure their investments and avoid future conflicts.
Speaking at the launch of the Republic Bank JoyNews Habitat Fair, Mr. Hokey outlined key steps for buyers. These include physically inspecting the land, obtaining and verifying the site plan, and conducting an official search at the Lands Commission. He also advised confirming that the person offering the property for sale has the legal authority to do so. He stated, "The key thing to do is to make sure you carry out due diligence."
Mr. Hokey further advised prospective buyers to make enquiries within the community, especially if the seller cannot provide sufficient documentation or records from the Lands Commission. He warned against rushing transactions, emphasizing that land acquisition involves substantial financial commitments. Buyers must establish the ownership history and legal status of a property before making any payment.
The Lands Commission's guidance underscores the importance of a robust verification process in Ghana's property market. This proactive approach helps mitigate risks associated with land purchases, which are often among the largest financial decisions individuals make. Buyers who fail to conduct proper due diligence risk acquiring disputed property, leading to lengthy and expensive litigation. The Commission's advice is vital for fostering greater confidence and transparency in land transactions across the country.
This emphasis on due diligence aligns with broader efforts to formalize land records and reduce disputes, which have historically hampered development and investment. The government continues to implement reforms aimed at streamlining land administration processes. These reforms seek to provide clearer titles and reduce the incidence of land guard activities and fraudulent sales. Buyers should therefore remain vigilant and follow official guidelines to protect their interests.