Stanbic Investment Management Services (SIMS) reported that its Collective Investment Schemes achieved a combined GHS 2.5 billion in total assets under management for the 2025 financial year. This significant milestone highlights robust investor confidence and improved macroeconomic conditions in Ghana. The strong performance was detailed at the Annual General Meeting held on June 19, 2026.
The growth was primarily driven by renewed investor participation and favourable market conditions. These conditions include declining inflation, falling interest rates, and a strengthening Ghana cedi. All three flagship funds—Stanbic Cash Trust (SCT), Stanbic Income Fund Trust (SIFT), and Platinum Debt Income Fund PLC (PDIF)—recorded substantial increases in assets under management.
This performance aligns with a broader positive trend in Ghana's financial markets. The country has seen a gradual recovery from recent economic challenges, with efforts to stabilize the cedi and control inflation yielding results. Such positive outcomes in investment schemes often signal a return of trust among both retail and institutional investors, crucial for long-term economic stability and growth.
Kwabena Boamah, Managing Director of Stanbic Investments Management Services (SIMS), confirmed the strong results. He attributed the success to disciplined investment strategies and proactive portfolio repositioning. Santi Sackey, Portfolio Manager for the Stanbic Cash Trust, noted that the fund's priority remains capital preservation, liquidity, and competitive risk-adjusted returns.
The Stanbic Cash Trust more than doubled in size, increasing by 114 per cent to approximately GHS 1.66 billion. It also recorded a return of 33.2 per cent, significantly above its 19.8 per cent benchmark. The Stanbic Income Fund Trust grew by 35.6 per cent to GHS 645.9 million, delivering a 35.3 per cent return, outperforming its 21.1 per cent benchmark. The Platinum Debt Income Fund expanded by 199 per cent to over GHS 212 million, with a weighted average yield of 15.3 per cent.
The strong returns were largely due to falling yields and bond price appreciation, which boosted fixed-income portfolios. The Stanbic Cash Trust, for instance, rebalanced its portfolio away from government bonds into money market instruments earlier this year. This move restored liquidity and reduced duration risk, aligning with its conservative approach.
The Stanbic Income Fund Trust focused on medium- to long-term corporate and sovereign bonds, benefiting from declining benchmark interest rates. This fund is expected to maintain significant weighting in 2027 and 2028 maturities, which are anticipated to anchor future returns. The fund also reopened to new deposits, allowing investors to capitalize on lower yields and reduced portfolio volatility.
Boaz Asare, Fund Manager for the Platinum Debt Income Fund PLC, stated that the fund continues to unlock attractive return opportunities. This is achieved by strategically diversifying its unlisted debt portfolio across key sectors. These sectors include financial services, fintech, transport, and mining.
In a move to support investors, SIMS implemented fee reductions for the SCT fund. Management fees decreased from 2.25 per cent to 2.00 per cent, and trustee fees reduced from 0.40 per cent to 0.25 per cent. These reductions help cushion investors from new regulatory costs and statutory obligations introduced this year.
Looking ahead, fund managers anticipate continued market volatility due to global developments and Ghana’s economic transition. However, they remain optimistic about emerging opportunities, particularly within the domestic bond market. SIMS aims to sustain growth and deliver competitive returns through disciplined portfolio management, liquidity, and strategic investing.