Okomfo Anokye Community Bank Plc reported a pre-tax profit of GHS 17.6 million for the 2025 financial year.
This figure represents a 14.09% increase compared to the GHS 15.4 million profit recorded in 2024. The bank attributed this growth to improved operational revenues and stringent management of its recurring expenses.
This positive financial outcome aligns with Ghana’s broader economic recovery in 2025. The nation experienced accelerated Gross Domestic Product (GDP) growth and a significant reduction in inflation. The Ministry of Finance’s 2025 economic data indicated real GDP grew by 6.1% in the first three quarters. Non-oil sectors surged by 7.5%, and inflation dropped from 23.8% in 2024 to 6.3% by November 2025.
Dr. Emmanuel Obeng, Chairman of the Board of Directors, presented these results at the bank’s 39th Annual General Meeting. He acknowledged the improved economic conditions, including the policy rate decline from 27% in 2024 to 18% in 2025. This decrease lowered borrowing costs, impacting bank income generation. Treasury bill rates also saw a significant downward trend, with 91-day rates dropping to around 10.3%-10.9% by August/September 2025 from 27.73% in 2024.
Shareholders are set to receive a dividend per share of GHS 0.0123, providing a 61.5% return on the current share price of GHS 0.002. This dividend payment received exceptional approval from the regulator. The bank's impressive operational performance was supported by enhanced deposit mobilization strategies and robust credit risk controls.
The bank also saw its Shareholders’ Funds increase by 35.81%, rising from GHS 21.6 million in 2024 to GHS 29.3 million in 2025. Total assets grew by 30.33% to GHS 382.5 million from GHS 293.5 million the previous year. Deposits expanded by 28.55% to GHS 338.2 million, and investments increased by 14.98% to GHS 299.7 million.
Despite a High Court ruling that annulled GHS 1,397,751 worth of shares issued from 2017 to 2024, causing stated capital to decline from GHS 2.5 million in 2024 to GHS 1.1 million in 2025, the bank maintained overall financial strength. This strong performance positions Okomfo Anokye Community Bank for continued growth. Decision-makers and investors will closely monitor future dividend payments and asset expansion as the Ghanaian economy stabilizes. The bank’s ability to navigate fluctuating interest rates and maintain profitability will be key to its sustained success.